A blonde walks into a bank in New York City and asks for the loan officer. She says she’s going to Europe on business for two weeks and needs to borrow 5000 dollars.
The loan officer says they will need some kind of collateral for the loan so the blonde hands him the keys to a new Rolls Royce. The car is parked at the curb and she has the title. It all checks out, so the bank agrees to accept the car as collateral for the loan.
The bank’s president and its officers all enjoy a good laugh at the blonde using a $250,000 Rolls Royce as collateral for a $5,000 loan. An employee drives the car into the bank’s underground parking garage and the blond departs.
Two weeks later, the blonde returns and hands over the $5,000 plus interest, which came to $15.41. The loan officer says, “Miss, we appreciate your business and this transaction has worked out well for us all, but we did some research and found out you’re a multimillionaire. What puzzles us is, why would you bother taking a loan out for $5,000?”
The blonde replies, “Where else in New York City can I park my car for two weeks for $15.41 and expect it to be there when I return?”